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The European Beach index from Quotezone.co.uk ranks 10 popular beaches based on factors such as the sea and air temperature, five-star reviews, average daily costs and the height of the waves.

Nissi Beach in Ayia Napa, Cyprus (above), has been named the best beach in Europe, known for its turquoise waters, golden sands, warm sea and air temperatures.

This ultimate beach destination has been awarded the Blue Flag for cleanliness and offers a budget-friendly daily cost of €103, which includes all you’d need for a day trip such as meals, transport and even overnight accommodation.

Malta’s Mellieha Bay Beach is second on the list, offering crystal clear waters perfect for snorkelling and swimming.

Portoroz Beach in Slovenia is a hidden gem in Europe. This destination made the top three due to its combination of low costs, warm sea temperatures and gentle waves, making it a safer beach for young children.

The Greek Islands are incredibly popular with tourists and among the vast selection of beautiful beaches, Elafonissi Beach in Crete is one of the most popular in Greece, ranking fourth on the list.

“We encourage those who are still planning their summer holidays to consider the hidden gems of Europe, including our top three beach destinations Cyprus, Malta, and Slovenia,” said Greg Wilson, CEO and travel insurance expert at Quotezone.